The Mabra Law Firm Offers Tips on What Not to Say to An Insurance Adjuster After a Car Accident

Atlanta, Georgia -

The Mabra Law Firm, which is based in Atlanta, GA, has published a blog post that offers some tips on what not to say to an insurance claims adjuster when involved in a car collision. If the accident was caused by another party’s carelessness, the insurance company of the responsible party will need to pay remuneration to the victim. In case of an unintended collision, it is required to secure funds to take care of medical costs, property damage, and any other related financial losses. The issue is that insurance companies are profit-driven like all other companies, which means they will do whatever is necessary to reduce costs to boost earnings. That is the reason why they employ adjusters to minimize the amount for such settlements.

The job of the adjuster from the insurance firm is therefore to minimize the settlement amount, which is done by convincing the accident victim to accept a certain amount, that is a much lower amount compared to what the victim is entitled to. That is why the accident victim seeking remuneration has to be careful when talking to an insurance adjuster. There are a number of topics that the accident victim should never communicate to the adjuster.

First of all, it is not advisable to accept responsibility for the accident. And the victim may not even have to clearly state that the accident was due to their neglect. Just expressing their regret about the incident or stating that the victim simply see the other car approaching, could be possibly taken as a confession of guilt for the unfortunate incident.

The insurance adjuster will employ various techniques to try and minimize the amount that the insurance company will have to pay to the victim. The simplest technique is to show that the victim filing the claim was actually responsible for it. The insurance company will take the statements made and present them in such a way that could show the victim has accepted responsibility for the accident. Thus, it is advisable to say nothing and let the investigation find out what really happened and who was responsible.

Second, it is not advisable not to state that one didn’t suffer any injuries, or else the insurance company will go for a fast resolution of the claim, giving the claimant only a little time to get the required medical care and determine the full extent of the harm caused by the accident. The fact is it may take some time before the full effects of the car collision may be felt, which means the claimant may not yet be aware of all injuries sustained a number of days after the incident.

Third, it is advisable to avoid guesswork. Ronnie Mabra from The Mabra Law Firm says, “When conversing with your insurance adjuster after a car accident, remain courteous, but do not respond to queries if you are unaware of the details. Do not make any guesses or express your judgment regarding the situation or who is responsible. Making assumptions about the incident can be detrimental to your claim as the appraiser might utilize it as proof that you altered your narrative.”

Fourth, it is not a good idea to offer an official declaration. While the insurance adjuster may ask for an audio recording about the incident, it is not required to immediately provide something, particularly before consulting with a personal injury lawyer. Once a verbal account of the incident has been provided and documented, it can no longer be retracted.

Launched in 2007 by Ronnie Mabra, The Mabra Law Firm exemplifies his commitment to provide the best possible service to people, their community, and their state. He has created an admirable track record of recovering millions of dollars for his clients during his several years as personal injury lawyer in Georgia. The Georgia Super Lawyers magazine has also recognized him as one of the premier lawyers of the State of Georgia.

Those who want to learn more about getting the services of a car accident lawyer can visit The Mabra Law Firm website or contact them through the phone.