Smart Medigap Plans Medicare Insurance Specialists Help Turning 65 Medicare Eligible Seniors With Personalized Service

Smart Medigap Plans is becoming the one-stop, "go to" place for turning 65 Medicare eligible seniors to receive personalized one-on-one Medicare insurance advice and service in Texas. Serving the entire state of Texas, Smart Medigap Plans has the goal of "helping seniors navigate the confusing maze of Medicare coverage" while promising personal service and direct conversation rather than automated phone systems.

Smart Medigap Plans works with over 20 insurance carries allowing them to find the lowest price and optimal coverage options for their clients. Unlike insurance agents, which work for insurance companies, Smart Medigap Plans are brokers that work for their clients to get them lowest rates on the Medicare supplement or Medicare Advantage plans that best suit their unique needs.

"Medicare insurance is like a confusing maze. I’m Mike Hagan and I will be your Medicare compass pointing the way and helping you navigate the confusing maze of Medicare insurance. Think of me as your personal Medicare concierge. When you call me at 214-893-1200 you will be talking to a real person that wants to help you, not a frustrating automated machine. My goal is to bring clarity and help you understand your Medicare insurance options so that you can make the right choice for your personal situation. My years of experience in the industry will demystify the process and help you to understand your options so that you can make an informed decision. I’m a broker and have over 20 options of carriers, so I can always find the best option to suit your needs and budger. Other Medicare agents only offer one brand such as United Healthcare or Blue Cross Blue Shield. I can shop all the major brands including United Healthcare, Cigna, Aetna, Humana, Blue Cross Blue Shield and more," says Mike Hagan Medigap Insurance Specialist at Smart Medigap Plans.

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD). Senior citizens in the United States of America become Medicare Eligible when they turn 65 years old and are able to enroll in Medicare. Medigap Medicare insurance coverage is a type of insurance that helps cover the patient expenses that Medicare does not pay for, providing insurance to cover the gap between what Medicare does and does not completely cover. Medicare is divided into parts. Medicare Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Medicare Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services. A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide individuals with all their Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If one is enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage. Medicare Part D adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.

Smart Medigap Plans LLC, is an independent Texas medicare insurance broker serving the entire state of Texas that provides insurance products, advice and services to Medicare eligible individuals in Texas. Their offerings include Medicare Advantage, Prescription Drug (Part D), Medicare Supplement or "MediGap / medi gap" plans, along with hospital indemnity plans, cancer insurance, dental and vision coverage. Smart Medigap Plans Medicare supplement insurance specialists have many years of experience and extensive knowledge regarding Medicare supplement options. For more information about Smart Medigap Plans visit their website at SmartMedigapPlans.com or call 214-893-1200 to speak directly to Independent Medicare Insurance Broker, Mike Hagan.