Mike Hagan, an independent Medicare insurance broker from Texas, is helping seniors understand and sign up for Medicare and Medicare supplement plans based on their needs and budget.
Medicare is health insurance for older Americans that they are first eligible to sign up for 3 months before they turn 65. However, they might also be eligible to get Medicare earlier if they have a disability, End-Stage Renal Disease (ESRD), or ALS (also called Lou Gehrig’s disease). There are several different parts to Medicare such as Part A (hospital insurance), Part B (medical insurance), Part D (drug coverage), and more.
“Understanding Medicare can be extremely confusing,” says Mike Hagan. “There are just so many moving parts to the system that you must choose from based on your medical history and future needs. Thankfully, I have years of experience helping Americans like you navigate through the maze of Medicare and get the advice you need to make an informed decision. Call Smart Medigap Plans today to get started.”
Medicare Supplement Insurance Plans or Medigap Plans help cover a percentage of the costs that are beyond what Medicare pays. With Medigap Plans, providers only need to bill Medicare and not the Supplement Provider directly. When Medicare is billed, they will pay their share, which is normally 80% of Medicare-covered benefits. The remainder of the bill is then sent to the Supplement Plan provider so they may pay their share, which is normally 20%.
“To sign up for Medigap Plans, you must have both Medicare Part A and Part B,” Mike says. “You pay the private insurance company a monthly premium for your Medigap policy. In exchange, the Medigap policy helps you pay some of the remaining health care costs not covered by Medicare such as copayments, coinsurance, and deductibles. Another important fact to remember is that Medicare Supplement plans are different from Medicare Advantage plans, the latter of which provides you with all your Part A and Part B benefits.”
For seniors who need help understanding Medicare and the litany of plans available to enroll in, Mike Hagan offers one-on-one consultations and personalized service. Billing himself as a Medicare concierge, Mike works with his clients to demystify the process and helps them feel confident and comfortable with making the right insurance choices. For more information, visit Turning 65 Medicare.
Mike has been providing Medicare consultation services in Texas for over 6 years and has over 20 options of carriers. Unlike other Medicare agents who offer only one brand, he can shop for all major brands such as United Healthcare, Cigna, Aetna, Humana, Blue Cross Blue Shield, and more to help his clients get enrolled in the plans that are best suited to them.
“While many agents will sign you up for Medicare and disappear,” Mike says, “I offer continuous service to ensure that you are always signed up for the best plans as rates change further down the road. I will follow up every 3 years to see if you are still on the most affordable plan. If not, I will help you change to a better plan. I do this because this is more than just a job for me. It is my way of making a positive impact on the lives and well-being of my clients.”
Mike Hagan has received several testimonials from clients thanking him for helping them understand Medicare and picking the right plans at an affordable cost. In their reviews, clients talk about the ease of working with Mike, the wide range of Medicare plans he offers, and the responsive customer service he provides.
One review on his Google Business Profile, where he has a perfect 5-star overall rating from over 10 reviews, says, “Mike is always available if I have questions. I moved to a different city and Mike helped find me a new doctor, got my location changed, and helped a new gym.”
Readers searching online for “Independent Medicare Broker Near Me” in Texas are urged to contact Mike Hagan at (214) 893-1200 to get started with his range of Medicare consultation services.
Insurance products and services to Medicare eligible individuals in Texas. Our products include Medicare Advantage, Prescription Drug (Part D), Medicare Supplement (medi-gap) plans, along with Hospital Indemnity, Cancer, Dental and Vision coverage.
Smart Medigap Plans
1108 Varson Dr,
Haslet, TX 76052
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