December 06, 2016
December 06, 2016 - PRESSADVANTAGE -
A thirty-five-year-old Franklin, Tennessee company, The Howarth Group, has announced that they are offering free counsel and tips to victims of recent wildfires on their insurance claims. As public adjusters, The company specializes in assisting property owners in the Southeastern United States with their fire insurance claims.
Denis Rowe, Vice President at The Howarth Group, said that there are many things that property owners should be aware of in order to legitimately maximize their insurance settlement. "For example, homeowners whose residences have been damaged and are now forced to find another place to live, are entitled to rent other property similar in size and quality as to what they enjoyed before the fire. They don't have to rent an apartment that's half the size as what they were living in," Mr. Rowe said. "The same also applies to commercial property owners so that they can continue to operate their businesses and take care of their clients."
Tennessee wildfire victims can also receive assistance in terms of completing their insurance forms. "Additionally", Mr. Rowe said, "when filling out the inventory forms for all the damaged contents it's important to list the replacement cost of the item and not what the homeowner might have paid for something fifteen years ago."
Mr. Rowe added, "With respect to the structure, all property owners, homeowners or commercial owners, would be wise to wait for their insurance company to give them their estimate before considering hiring anyone to help them with their claim. There's a decent chance that the adjuster will write a good estimate. However, from our experience, it's good to know you have someone watching your back when it comes to your claim, so getting a second opinion is important. The state of Tennessee also has some laws on the books that should guarantee the policy limits for those whose property is considered a total loss."
For those looking for answers to claims questions or who would like to know how to have a better claims experience, the company has a toll-free line to assist Gatlinburg and Pigeon Forge Tennessee wildfire victims at 1-800-647-2236.
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For more information about The Howarth Group, contact the company here:
The Howarth Group
Denis Rowe
800-647-2236
info@thehowarthgroup.com
137 3rd Ave N, Franklin, TN 37064
