Macon Personal Injury Attorney Cautions Community Against Trusting Insurance Providers

The GA based law firm of Kenneth S. Nugent, P.C. - Macon is reaching out to advise their community against trusting an insurer in the event they are involved with an accident or experience some form of personal injury. Instead, the firm strongly encourages people in such situations to speak with their trusted attorney as soon as possible.

In some situations, an insurance company may intentionally reject a claim that was otherwise valid according to the terms of a policy. This is defined as acting in bad faith, and a competent law firm can help a victim bring a bad faith claim against an insurer if the latter acted illegally or recklessly and disregarded their rights by taking certain actions.

The firm explains that insurance policies are contracts that both parties are expected to uphold, and the insurance company is not legally able to exempt themselves from following such a contract’s terms and provisions. However, the presence of a legal framework does not mean an individual or company will not try to circumvent them, and this is true for insurers as well. Kenneth S. Nugent, P.C. reminds the community that insurance companies are still businesses, and they are incentivised to prioritise their own profits. This can make them less likely (or therefore give them less incentive in turn) to pay valid policyholder claims.

While the law gives people some avenues to seek compensation in these situations, the issue is that few people are able to muster the same extensive legal resources and teams that insurance companies have at their disposal. As a result, it is extraordinarily difficult for the average person to seek compensation by themselves. The law firm of Kenneth S. Nugent, P.C., however, is always pleased to offer their assistance in this regard, and their team is more than capable of handling such cases on behalf of their clients.

A bad faith claim seeking compensation can be brought against an insurer in the following circumstances: if they pressure a victim or give bad advice, deny (or delay) payment of a legitimate claim, fail to thoroughly investigate the damage that resulted in the claim and so on. Should a party involved in an accident observe an insurer acting in this manner, their best course of action is to seek help from the attorneys at Kenneth S. Nugent, P.C.

Once the team takes the case, they will request and review the client’s entire insurance file, including the underwriting information, policy and company handbook that describes how claims should be handled. Following this, they will file a lawsuit for the money the client should have been paid as well as any costs incurred from the court case — and interest. Finally, given that some insurers may consider this to be no more than the cost of business, the team will seek punitive damages. According to the firm, this is money awarded to a policy holder to punish the insurance company for acting in bad faith and deter them from treating policy holders unfairly in the future. In other words, a victim of bad faith insurers can help their community as well as themselves by working with a responsible and professional legal team, such as those at Kenneth S. Nugent, P.C.

The firm would also like to encourage their community to get in touch as soon as possible if they feel an insurance company is taking advantage of them. The experienced legal team at Kenneth S. Nugent, P.C. provides an initial case review for free, which can help a potential client determine what options are at their disposal and whether they have a strong chance of a successful outcome.

Further details regarding bad faith insurance claims and the firm’s other practice areas can be found on their official website. Those interested in learning more are welcome to forward their inquiries to Tim Derrickson of Kenneth S. Nugent, P.C. - Macon. The firm has a long-standing policy of responding to calls for assistance within 24 - 48 hours, and any client can expect a prompt response when in need. Learn more about the firm and their work at the following link: Personal Injury Attorney Macon.