Boomer Benefits Compares Medigap Plan G vs. High Deductible Plan G

Fort Worth, Texas -

Boomer Benefits, a health insurance agency in Fort Worth, TX, has explained in a new blog post the differences between Medigap Plan G and the High Deductible Plan G. The article points out that there is such a thing as a High Deductible Plan G and compares it with the regular Medigap Plan G. After Medigap Plan F and High Deductible Plan F were no longer available to beneficiaries qualifying for Medicare after January 1, 2020, Medigap Plan G became one of the most popular Medigap plans because it offers predictable healthcare costs throughout the year. The High Deductible Plan G offers the same benefits as the regular Plan G but before the High Deductible plan will start to help cover costs, the beneficiary must first meet the plan’s deductible. More about this can be gleaned by accessing the article at boomerbenefits.com/medigap-plan-g-vs-high-deductible-plan-g.

Medigap Plan G has become popular because of its comprehensive coverage, which is why planholders have a pretty good idea of their healthcare costs within the year. They don’t have to think about frequent bills or what they have to pay and what they don’t need to pay. But the High Deductible version has emerged, with higher out-of-pocket costs for the planholder but may be suitable in certain situations. The advantage of the High Deductible Plan is that it has a lower premium compared to the regular Plan G. It is for people who either cannot afford to pay the premium for the regular Plan G or are aware that their possible out-of-pocket costs will be small because they are healthy and don’t have to go to the doctor frequently.

Deciding on whether to choose the regular Plan G or the High Deductible Plan G can be difficult, which is why the agents at Boomer Benefits are ready to discuss the client’s healthcare needs and budget and then offer the best recommendation for coverage.

Another thing to consider, however, is that the High Deductible Plan G is not available for all beneficiaries. This is because not all insurance carriers are required to offer the High Deductible Plan G and the premium prices will vary from one insurance carrier to another.

Fortunately, Boomer Benefits represents more than 30 carriers. Thus, they can help clients shop and compare the various plans available in their area. The experts at Boomer Benefits can provide competitive Medicare quotes and more, and this service is provided for free. They can also provide: competitive long-term rates; free Medicare education; rate shopping to keep the rate low; free claims support for life; and annual clients-only webinars. Those who want to get a quote will simply need to fill out an online form on their website. They also provide a free six-day Medicare mini course that is made up of six email lessons with short videos, which is also made available through an online form.

Launched in 2005, Boomer Benefits is an award-winning insurance agency for various national insurance carriers, such as Mutual of Omaha, Blue Cross Blue Shield, Cigna, Aetna, and other A-rated carriers. They are licensed to provide their services in 48 US states and through the years, they have garnered the reputation of being a trustworthy baby boomers insurance agency. They provide free consultation for baby boomers and their Client Service Team is offering lifetime support for Medigap policy needs free of charge. They will also inform clients if there have been modifications in the rates of their insurance company. And in the event a client has difficulties in making a claim, they will provide free support with drug exceptions and appeals. They will also play an active role in the National Association of Medicare Supplement Advisers and National Association of Health Underwriters. And they always ensure that they are knowledgeable about the latest developments regarding the rapidly changing laws on Medicare benefits.

People who are interested in learning more about Medigap Plan G and other baby boomer benefits can visit the Boomer Benefits website or contact them through the phone. They are open from 8:45 am to 5:30 pm, Monday to Friday.