Helping the Hurt: How to Handle Accidents with Uninsured Drivers

Peachtree City, Georgia -

Helping the Hurt Personal Injury Lawyers, a personal injury attorney firm, which is based in Peachtree City, GA, has published a blog post that offers a guide on how to handle an accident with an uninsured driver. According to the Insurance Research Council, around one to eight drivers don’t have car insurance. Thus, there is a chance of getting involved in an accident with an uninsured driver. The article provides know-how on the proper steps to take in case one gets into an accident with an uninsured driver.

A spokesperson for Helping the Hurt says, “The steps to take are: call the police; exchange information; contact your insurance company; get your injuries taken care of; get the damages to your car fixed; understand what is uninsured and underinsured motorist coverage; and protect yourself after your accident by reporting the accident to your insurance company and consult with a car accident lawyer to discuss your options.”

Calling the police is important in order to have a formal documentation of the accident in the form of a police report. The police will also take the contact information of the uninsured driver but it is a good idea for the accident victim to get relevant information from the other driver. Contacting one’s insurance company can also help, especially if one has uninsured motorist coverage. If one doesn’t have this coverage, an agent can help in planning the next steps to take. However, it is often a good idea to get a personal injury lawyer to get some guidance in this step.

It is important to understand that uninsured motorist insurance is additional coverage that protects the insured when involved in an accident with a driver who doesn’t have car insurance. This kind of coverage is only needed in a handful of states, but auto insurance companies are mandated to offer it to customers in most states.

Meanwhile, Helping the Hurt Personal Injury Lawyers has also provided some guidance on who is liable in a rear-end collision. Although it may look like it is pretty obvious, determining who is the liable party in this kind of auto accident is not always straightforward. In this kind of collision, the rear driver is often at fault, but not always. Some of the typical reasons why the rear driver is often the at-fault party, are: speeding or driving too fast for the specific road conditions; not keeping a safe distance (tailgating); distracted driving like texting while driving; and failing to maintain their vehicle, resulting into faulty tires or brake failures.

There are also a number of reasons why the front driver may be at fault. These include: making an unsafe lane change; turning into traffic without enough distance from the approaching vehicle; the lead driver was driving erratically due to drunk driving or intoxication/impairment; non-functional tail light or a broken brake light; not using a turn signal; distracted driving such as using a cell phone; reversing into the rear vehicle; reckless driving; and "brake-checking" the tailing driver.

It is also important to note that the speed and distance of the approaching vehicle will also be factors in determining how much the front car driver is liable. If the rear car was traveling at a safe speed but didn’t have the space and the time to stop, the rear driver may only be partially liable.

Helping the Hurt Personal Injury Lawyers has a team of personal injury lawyers that have set a track record that proves they are distinguished trial attorneys who are not willing to accept low settlements for their clients. While each individual case is one-of-a-kind, their lawyer will not hesitate to bring the case to court, even against well-known insurance companies. They have already assisted thousands of clients receive compensation that was way beyond what the insurance company was offering.

Those who are interested in what to do in case of a car accident with an uninsured driver, and other types of situations, such as who is liable in a rideshare accident, can visit the Helping the Hurt Personal Injury Lawyers - Georgia website or contact them through the telephone.